Stop using your attic for storage.
Reasons to put plywood in attic.
But if the floor is covered in plywood you can t stuff enough insulation beneath it to do the job sufficiently not even in warm climates.
Now in your particular part of the country you re going to want a lot more insulation than that.
The decision regarding the thickness of plywood to use for the subfloor in the attic has a lot to do with how you intend to use the attic and it also depends on the spacing of the ceiling joists.
If your attic joists won t bear the weight necessary to finish out a living space but the engineer cleared them to support floor decking for light storage you can install inch plywood or.
Because the simplest and cheapest way to insulate an attic is to add material to the floor.
Plan to pull up the flooring and layer new insulation on top of the old.
To make the job easier use a circular saw to cut the plywood sheet first into 2 2 8 strips which will be much easier to handle.
So what you might want to do is sort of map out an area in the center of the attic where you have your storage and then the rest of the area you could put more insulation.
Maneuvering heavy 4 x 8 sheets of plywood or osb oriented strand board up to an unfinished attic is sometimes like trying to fit a square peg into a round hole.